Q: What can I title pawn?
A: Cash Express accepts virtually everything with a title. We pawn cars, trucks, dump trucks, 18-wheelers, boats, jet skis, ATVs, and motorcycles. Although, if you are pawning anything other than a vehicle certain stipulations may apply.
Q: What forms of payment does Cash Express accept?
A: We accept cash, money order, cashiers check and official bank checks.
Q: What is the most money I can get?
A: We at Cash Express have no limit to the maximum amount of money for any transaction. It is only limited by the year, make, model and condition of your vehicle.
Q: Do you require a credit check?
A: No, we do not require a credit check to pawn a title.
Q: How often can I make a payment?
A: Unlike some of our competitors Cash Express will allow you to make a payment on your account as many times within the 30-day contract as you would like. You are NEVER penalized for an early payment or for making weekly payments.
Q: Is there a difference between a bank loan and a title pawn?
A: Yes, a bank loan is typically amortized (big word for spread out) over a set period of time and you may face a penalty for paying it back early. A pawn on the other hand is a 30-day transaction and can be paid back at any time without being penalized. Also, the typical pawn takes no longer than 15-20 minutes to get money in your hand.
Q: Do you report to my credit bureau?
A: No, title pawn is a private transaction so we do not report to any creditor.
Q: What if I am late with a payment?
A: Cash Express attempts to work with all of our customers. We WANT you as a customer! We will try to work with all reasonable circumstances. We view repossession as an expensive and undesirable last resort.
Q: I have had a friend who had had their wages garnished even after they turned over their car to the bank. Can this happen with title pawn?
A: No, if you ever have to turn over your car to us for any reason (i.e. job loss, laid off, loss of income etc.) unlike a bank, we will NEVER garnish your wages for deficiency.